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We help our partners grow smarter

Our AI network helps analyze customer applications and increase loan repayments.

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Precise, real-time AI evaluation

Most traditional underwriting approaches rely on dated metrics and rigid cut-offs. Pallav's solution is different.

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Real-time API integration

With risk-based approval and pricing decisioning in 2 seconds

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State-of-the-art ML models

Up to 100% higher approvals while keeping similar risk levels

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Proprietary data sources

Allowing us to gauge creditworthiness more effectively

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Trained on multiple products

From personal loans, credit cards, to auto loans, and BNPL